Mr. Yu Yin (俞寅)
Mr. Yu Yin (俞寅), aged 32, is the executive Director and the chairman of the Board. Mr. Yu is one of the Promoters of the Company. He is primarily responsible for the Company’s day-to-day management, postulating business development plans and overseeing the Company’s overall corporate strategies. He is also a member of the Nomination Committee and Remuneration and Appraisal Committee. Mr. Yu is the son of Mr. Yu Youqiang (俞有強) who is the controlling shareholder of Puhua Energy, one of our Controlling Shareholders.
From August 2007 to March 2011, Mr. Yu was the chairman of the board of directors at Zhejiang Deqing Longxiang Investment Company Limited* (浙江德清隆祥投資有限公司, formerly known as Zhejiang Deqing Longxiang Guaranty Company Limited* (浙江德清隆祥擔保投資有限公司, “Deqing Longxiang”), a company that principally engaged in the provision of guarantee for SMEs and individuals and the related advisory services, and investment holding. Mr. Yu was involved in decision making of key issues but was not involved in the day-to-day management of Deqing Longxiang. During the same period of time, Mr. Yu was also working as an assistant to the president* (行長助理), being responsible for marketing at Deqing Rural Cooperative Bank Wukang Branch* (德清農村合作銀行武康支行, currently known as Zhejiang Deqing Rural Commercial Bank Company Limited* (浙江德清農村商業銀行股份有限公司)). From July 2015, Mr. Yu acted as the chairman of Jinhui Micro-finance, a subsidiary of the Company. Since June 2016, Mr. Yu Yin is the chairman of the board of directors at Deqing Yulong Tourism Development Company Limited* (德清御龍旅遊開發有限公司) and Deqing County Anli Tourism Development Company Limited* (德清郡安里旅遊開發有限公司). Since December 2015, Mr. Yu Yin is the vice chairman of the board of directors at Zuoli Holdings.
Mr. Yu obtained a bachelor’s degree in business administration from Oxford Brookes University in May 2007. From December 2011 to September 2012, Mr. Yu attended courses in Intermediate Studies for CEOs of the Cross-Straits Frontier* (海峽兩岸企業總裁前沿課程首期高級研修班) offered by School of Management, Fudan University and National Taiwan Normal University. From October 2012, Mr. Yu has been undertaking an Executive Master of Business Administration (EMBA) course in Fudan University.
Mr. Yu, being one of our Promoters, has been one of our directors since the establishment of our Predecessor Company in August 2011.
Mr. Zheng Xuegen (鄭學根)
Mr. Zheng Xuegen (鄭學根), aged 54, is the executive Director, and the vice chairman, deputy general manager and secretary to the Board. Mr. Zheng is also one of the founders of the Company. He is primarily responsible for the day-to-day operations, strategic development and administrative management. He is also a member of the Loan Approval Committee.
From September 1990 to December 1994, Mr. Zheng worked as a researcher at Deqing Bulb Factory* (德清縣燈泡廠, currently known as Zhejiang Zhanzi Photoelectricity Co., Ltd* (浙江占字光電股份有限公司)), a company primarily engaged in manufacturing of lighting products. From January 1995 to January 1997, Mr. Zheng was the office manager* (廠辦主任) of the Crystal Fibre Factory of Zhejiang OSMUN Group Company Limited* (浙江歐詩漫集團有限公司), a company primarily engaged in manufacturing of skin care products, cosmetics and thermal insulation materials. Prior to joining our Predecessor Company, Mr. Zheng had worked successively as the officer in chief, human resources manager, secretary of the board of directors and deputy general manager at Zhejiang Jolly Pharmaceutical Co., Ltd. (浙江佐力藥業股份有限公司) (“Jolly Pharmaceutical”). In January 2008, Mr. Zheng served as a director and the deputy general manager of Jolly Pharmaceutical where he mainly carried out day-to-day management. He has served as a non-executive director of Jolly Pharmaceutical since 10 March 2014, where he has been mainly responsible for assisting the chairman in formulating strategies. Jolly Pharmaceutical is a company established in the PRC whose shares are listed on the Shenzhen Stock Exchange (stock code: 300181) and is principally engaged in the research, development, production and sales of pharmaceutical products. From July and August 2015 and from December 2016, Mr. Zheng serves as the directors of Jinhui Micro-finance, Zuoli Microfinance Hong Kong International Investment Company Limited* (佐力小貸香港國際投資有限公司) and Xingyao Microfinance, the subsidiaries of the Company, respectively.
In February 2003, Mr. Zheng was accredited as the Excellent Worker for Workers’ Union* (優秀工會工作者) by Huzhou City General Workers’ Union* (湖州市總工會). In June 2006, Mr. Zheng obtained a Certificate for Completion of Training Course — File Management (Zhejiang)* (浙江省檔案管理崗位培訓證書) issued by Zhejiang Dang’an Cadre Education Training Centre (浙江省檔案幹部教育培訓中心). In September 2012, he also obtained a certificate for training for senior management of listed companies* (上市公司高級管理人員培訓證書) issued by Zhejiang Securities Regulatory Bureau* under CSRC (中國證 券監督管理委員會浙江證監局). In December 2013, Mr. Zheng obtained a qualification certificate for secretary to board of directors* (董事會秘書資格證書) issued by the Shenzhen Stock Exchange.
Mr. Zheng has been acting as the vice chairman of our Predecessor Company since August 2011. On 10 March 2014, Mr. Zheng resigned as the deputy general manager of Jolly Pharmaceutical. As Mr. Zheng is serving as a non-executive director of Jolly Pharmaceutical, he does not participate in the day-to-day management of Jolly Pharmaceutical and he can devote sufficient time and efforts to acting as an executive Director of the Company. The Company therefore considers that Mr. Zheng has sufficient capacity to discharge his duties as directors of two listed companies.
Mr. Zheng obtained an adult higher education certificate majoring in economic management (經濟管理專業成人高等教育專 業證書) from the Zhejiang Province Department Employee Colleges* (浙江省省級機關職工業餘大學) in February 2002. In January 2013, he also obtained a college diploma (專科文憑) in management through online learning majoring in administration management from China University of Geosciences (中國地質大學).
Mr. Yang Sheng (楊晟)
Mr. Yang Sheng (楊晟), aged 44, is the executive Director, the general manager of the Company, the vice chairman of the Board and also the chairman of the Loan Approval Committee, who is mainly responsible for the business management of the Company. Before joining the Company, Mr. Yang accumulated ample experience on credit and management in Bank of China. From February 1994 to June 2003, Mr. Yang was a staff member at Huzhou City Branch of Bank of China. Mr. Yang served as the deputy head of security department in Huzhou City Branch of Bank of China from June 2003 to July 2007. Mr. Yang served as the head of security department in Huzhou City Branch of Bank of China from July 2007 to August 2010. Mr. Yang served as the head of general management department in Huzhou City Branch of Bank of China from January 2010 to August 2010. Mr. Yang was assigned to Anji County Sub-branch of Bank of China as the president from August 2010 to January 2014. Mr. Yang was the president of Deqing County Sub-branch of Bank of China from January 2014 to August 2015. Mr. Yang served as the chief operating officer of the Company from August 2015 to September 2018. Mr. Yang has served as the general manager of 德清金匯小額貸款有限公司 (Deqing Jinhui Micro-finance Company Limited*), a non-wholly owned subsidiary of the Company, from April 2018 to August 2018. Since December 2016, Mr. Yang has served as the chairman of the board of directors of 杭州市高新區(濱江)興耀普匯小額貸款有限公司 (Hangzhou High-tech District (Binjiang) Xingyao Pu Hui Micro-finance Co., Ltd.*), a non-wholly owned subsidiary of the Company. Since March 2018, Mr. Yang has acted as a director of 佐力(深圳)企業發展有限公司 (Zuoli (Shenzhen) Enterprise Development Co., Ltd.*). Since April 2018, Mr. Yang has served as the chairman of the board of directors of 深圳市前海佐力一方商業保理有限公司 (Shenzhen Qianhai Zuoli Yifang Commercial Factoring Co., Ltd.*). Since May 2018, he has served as the chairman of the board of directors of 德清佐力壹方商業保理有限公司 (Deqing Zuoli Yifang Commercial Factoring Co., Ltd.*) and a director of 佐力新創(上海)企業管理有限公司 (Zuoli Xinchuang (Shanghai) Enterprise Management Co., Ltd.*).
Ms. Hu Fangfang
Ms. Hu, aged 38, joined the Company as the Chief Financial Controller and a member of the Loan Approval Committee on 1 July 2015. Ms. Hu is responsible for coordinating and guiding the financial management, budget management, accounting and auditing and internal control aspects of the Company. As executive Director, Ms. Hu will be responsible for formulating the Company’s financial strategies, organize and implement important internal audit activities, coordinate fund raising activities for working capital of the Company’s operation and prepare the Company’s financial planning. She will also be responsible for monitoring the financial affairs of the Company’s subsidiaries, assist senior management in implementing business strategies and operation plans to achieve the Company’s operation and management targets and development goals. Prior to joining the Company, Ms. Hu has built up extensive experience on financial management. From July 2004 to November 2006, Ms. Hu worked in Zhejiang Jiangong Real Estate Development Group Company Limited (浙江建工房地產開發 集團有限公司) and engaged in financial duties. From November 2006 to December 2008, she worked in Zhejiang Dongfang Accountants Company Limited (浙江東方會計師事務所有限公司) and engaged in on-site audit works. From December 2008 to June 2015, Ms. Hu served as a manager of Pan-China Certified Public Accountants LLP (天健會計師事務所(特殊普通合夥)). Ms. Hu has served as a director of 德清金匯小額貸款有限公司(Deqing Jinhui Micro-finance Company Limited*), a subsidiary of the Company since July 2015. Ms. Hu has served as a supervisor of 杭州市高新區(濱江)興耀普匯 小額貸款有限公司(Hangzhou High-tech District (Binjing) Xingyao Pu Hui Micro-finance Co., Ltd.*), a subsidiary of the Company since December 2016.
Ms. Hu graduated from Zhejiang Institute of Finance and Economics (浙江財經學院) (currently known as Zhejiang University of Finance and Economics (浙江財經大學)) with a bachelor of management degree (major in accounting) in 2004. Ms. Hu was admitted as a certified public accountant of the Chinese Institute of Certified Public Accountants in 2007.
Mr. Pan Zhongmin (潘忠敏)
Mr. Pan Zhongmin (潘忠敏) (formerly known as Pan Zhongming (潘忠明)), aged 45, was appointed as the non-executive Director on 8 August 2014. Mr. Pan has over 10 years of experience in marketing related matters. From October 1998 to February 2003, Mr. Pan worked as a sales and marketing representative in Deqing Wukang Zhong Sheng Refractory and Heat Insulating Material Operating Department* (德清縣武康中盛耐火保溫材料經營部), a company primarily engaged in the sales and marketing of heat insulating material and refractory materials. From March 2003 to January 2005, Mr. Pan Zhongmin worked as a deputy general manager in Hangzhou Meibao Furnace Engineering Co., Ltd.* (杭州美寶爐窰工程有 限公司), a company primarily engaged in the design, production and installation of furnace. He was responsible for overseeing the daily operation in the abovementioned companies. Since March 2005 till now, Mr. Pan has been the chairman of the board of directors of Bangni Fiber. Bangni Fiber is a company mainly engaged in production and sales of refractory fiber and materials where Mr. Pan has been responsible for strategic planning and business development.
Mr. Pan graduated from Deqing Agricultural Vocational High School* (德清縣農職業高級中學) in July 1992. In July 2011, he obtained a college diploma (專科文憑) through online learning majoring in business administration management from Dalian University of Technology (大連理工大學).
Mr. Ho Yuk Ming, Hugo (何育明)
Mr. Ho Yuk Ming, Hugo (何育明), aged 47, was appointed as the independent non-executive Director on 28 April 2014. Mr. Ho is also a chairman of the Audit Committee and a member of the Remuneration and Appraisal Committee. Mr. Ho is a qualified professional accountant with over 19 years of experience in auditing, accounting and financial management. He is an associate member of the Hong Kong Institute of Certified Public Accountants. He held senior position in a number of public and holding companies in Hong Kong. He graduated from the Hong Kong Shue Yan College (currently known as Hong Kong Shue Yan University) with a honours diploma in accounting in July 1996. Mr. Ho served as the independent nonexecutive director of King Force Group Holdings Limited* (冠輝集團控股有限公司) (Stock code: 8315) from September 2016 to July 2018. Currently, Mr. Ho is the chief financial officer and the company secretary of National Investments Fund Limited (Stock code: 1227), and an independent non-executive director of Wuxi Sunlit Science and Technology Company Limited* (Stock code: 1289), the shares of which are listed on the Main Board of the Stock Exchange.
Mr. Jin Xuejun (金雪軍)
Mr. Jin Xuejun (金雪軍), aged 60, was appointed as the independent non-executive Director on 28 April 2014. Mr. Jin is also a member of the Audit Committee and Nomination Committee and a chairman of the Remuneration and Appraisal Committee of the Board.
Mr. Jin Xuejun has 34 years of teaching experience at Zhejiang University (浙江大學). He was successively a lecturer, a deputy professor, and is currently a professor of the Applied Economics Research Centre of Zhejiang University (浙江大學應用經濟研究中心). He was also the vice department head of the Economics Department of Zhejiang University from 1998 to 2005. In May 2010, Mr. Jin received the National Achievement Award in Commence Development and Research* (全國商務發展研究成果獎). In 2007, Mr. Jin was recognized as Young and Middle-aged Expert with Outstanding Contributions* (有突出貢獻中青年專家) by the People’s Government of Zhejiang Province. In October 2010, Mr. Jin was recognized as Excellent Advisor for Doctoral Dissertations* (全國優秀博士學位論文指導教師) by the Ministry of Education of the PRC and the Academic Degree Committee under the State Council* (國務院學位委員會).
Mr. Jin Xuejun was an independent non-executive director of Harbin High Tech (Group) Co., Ltd. (哈爾濱高科技(集團)股份有 限公司), a company listed on the Shanghai Stock Exchange (stock code: 600095), and Zhejiang Orient Holdings Co., Ltd. (浙江東方股份集團有限公司), a company listed on the Shanghai Stock Exchange (stock code: 600120), from August 2008 to September 2014. Mr. Jin served as the independent non-executive director of ZheJiang Wansheng Co., Ltd. (浙江萬盛股 份有限公司), a company listed on the Shanghai Stock Exchange (stock code: 603010), Xinhu Zhongbao Co., Ltd.* (新湖中 寶股份有限公司), a company listed on the Shanghai Stock Exchange (stock code: 600208) and China Zheshang Bank Co., Ltd. (浙商銀行股份有限公司), a company listed on the Hong Kong Stock Exchange (stock code: 2016) from November 2013 to October 2016, September 2012 to July 2018 and March 2016 to November 2018, respectively. He has been an independent non-executive director of Zhejiang Weixing Industry Development Co., Ltd.* (浙江偉星實業發展股份有限公司), a company listed on the Shenzhen Stock Exchange (stock code: 002003), since September 2012. Mr. Jin has also been an independent non-executive director of Hakim Information Technology Co., Ltd.* (漢鼎信息科技股份有限公司), a company listed on the Shenzhen Stock Exchange (stock code: 300300), since February 2014. Mr. Jin has been an independent nonexecutive director of Huaan Securities Co. Ltd. (華安證券股份有限公司), a company listed on the Shanghai Stock Exchange (stock code: 600909), since 2015.
Mr. Jin graduated from Nankai University (南開大學) and obtained a bachelor’s degree in economics in July 1982. Mr. Jin obtained a master’s degree in economics from Nankai University in July 1985.
Ms. Huang Lianxi (黃廉熙)
Ms. Huang Lianxi (黃廉熙), aged 56, was appointed as the independent non-executive Director on 28 April 2014. Ms. Huang is also a member of the Audit Committee of the Board and a chairman of the Nomination Committee of the Board.
From September 1984 to September 2003, Ms. Huang worked at Zhejiang Economy Law Firm* (浙江省經濟律師事務所, currently known as Zhejiang Zhe Jing Law Firm* (浙江浙經律師事務所)) as a lawyer, deputy head officer (副主任) and partner successively. From January 1996 to January 1998, Ms. Huang was under the employment of the abovesaid law firm on secondment to Zhejiang Fuchun Company Limited* (富春有限公司) to handle legal related matters. Ms. Huang has been a partner of Zhejiang Tiance Law Firm* (浙江天冊律師事務所) since September 2003. In October 2008, Ms. Huang was recognized as Outstanding Lawyer for the years 2005 to 2007 by All China Lawyers Association. In March 2013, Ms. Huang became a member of the twelfth National Committee for Chinese Peoples’ Political Consultative Conference* (中國人民政治協商會議第十二屆全國委員會). In May 2014, Ms. Huang was appointed by China International Economic and Trade Arbitration Commission as an arbitrator of the Commission. In July 2015, Ms. Huang was appointed as the vicepresident of the Lawyers Association of Zhejiang* (浙江省律師協會). In January 2018, Ms. Huang became a member of the thirteenth National Committee for Chinese Peoples’ Political Consultative Conference* (中國人民政治協商會議第十三屆全國 委員會).
Ms. Huang served as the independent non-executive director of China Calxon Group Company Limited* (嘉凱城集團股份有 限公司), a company listed on the Shenzhen Stock Exchange (stock code: 000918), and Zhejiang Kangsheng Co., Ltd. (浙江 康盛股份有限公司), a company listed on the Shenzhen Stock Exchange (stock code: 002418), from August 2009 to March 2016 and July 2013 to December 2018, respectively. She has been an independent non-executive director of Zhejiang Youpon Integrated Ceiling Co., Ltd.* (浙江友邦集成吊頂股份有限公司), a company listed on the Shenzhen Stock Exchange (stock code: 002718) and Shenghua Lande Scitech Limited* (浙江升華蘭德科技股份有限公司), a company listed on the Hong Kong Stock Exchange (stock code: 8106) since March 2016 and May 2017, respectively.
In August 1983, Ms. Huang Lianxi graduated from East China College of Political Science and Law (華東政法學院) (currently known as East China University of Political Science and Law (華東政法大學)) majoring in law. Ms. Huang furthered her legal study at Shanghai College of International Business and Economics (上海對外貿易學院) (currently known as Shanghai University of International Business and Economics (上海對外貿易大學)) in September 1984 and graduated in July 1986. From 1991 to 1992, Ms. Huang attended an one-year course in United Kingdom Practical Training Scheme for Lawyers of the People’s Republic of China at the University of London and obtained a certificate of completion in July 1992. Ms. Huang was granted the qualification to practice in securities law jointly by Ministry of Justice of the PRC and CSRC in July 1996.